I am asking my kids to make some sacrifices
I am making some sacrifices so my kids don’t have to
I have crunched the numbers to try and cut any wasteful spending
I use public transportation more than I used to
I canceled my gym membership out of financial concerns
I did not make the charitable gifts I made last year
I spend more time looking for bargains
I had to postpone my retirement
I have talked to family members about cutting wasteful spending
I changed my investment portfolio to take less risk
I cook more at home to keep costs down
I feel less pressure to do more and have more
I enjoy spending less money
I have taken the opportunity to teach my family the value of money
I feel guilty buying luxury items
I am much less likely to spend freely
I am changing my investment practices
I feel financially out of control
I feel that I don’t have enough money to live my life the way that I want to
My children will have a better life than I have
I'll never buy things on credit again